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Privilege Card

The perfect card for anyone who wants to save on medical costs. Ideal for individuals with no existing health coverage.

Privilege Health Card Health Care Coverage

Introducing the Privilege Card (initially valid in Metro Manila accredited providers only)

No pre-qualification required, no prior membership in a plan or program, no nominating sponsor… Just present a valid Privilege Card!

 

PAYMENT OPTIONS FOR PRIVILEGE CARD: Cash, Check or Credit Card

We’ve made it easy for you to purchase your access to Insular Health Care’s network of top doctors, specialists and facilities in Metro Manila. Php 850 / Php 1,000 will get you a year’s access to Privilege Card rates for Professional Fees.. Continue below to apply for the card, and its truly valuable benefits. You can start using the Privilege Card as soon as you receive it!

Here’s what cardholders get:

  1. Access to Insular Health Care’s Privilege Card network of providers, hospitals and doctors, in Metro Manila.
  2. As much as 80% savings in professional fees of Accredited Attending Physicians.
  3. Great savings allowing you to apply to other expenses like medicines, transportation, room costs and other medical services.
  4. Assistance of Insular Health Care’s Customer Care
    Representatives.
  5. 24/7 support of Insular Health Care team through its Call Center.

How do cardholders avail of the services?

  • Process for In-Patient Examination at accredited hospital:
    1. With attending specialist:
      1. Secure admitting orders from Insular Health Care accredited specialist. You may visit the following links in our website:
        1. Accredited Doctors: http://www.insularhealthcare.com.ph/search-doctors-pc/
        2. Accredited Hospitals: http://www.insularhealthcare.com.ph/search-hospitals-and-clinics-pc/
      2. Proceed to the Admission Section
      3. Present Privilege Card and admitting orders
      4. Notify Insular Health Care Customer Care Representative (CCR) through the hotline numbers (see below)
      5. CCR visits cardholder within 2 days after admission or notice to Insular Health Care of admission and computes for Insular Health Care Privilege Card rate
      6. Pay the specialist based on Insular Health Care Privilege Card rate and the Coordinator rate when visited by the Insular Health Care Coordinator
    1. Without attending specialist:
      1. Proceed to Insular Health Care Coordinator of the hospital and present Privilege Card
      2. Secures admitting orders
      3. Proceed to Admission Section and present Privilege Card and admitting orders
      4. Notify Insular Health Care Customer Care Representative (CCR) through the hotline numbers (see below)
      5. CCR visits cardholder within 2 days after admission or notice to Insular Health Care of admission and computes for Insular Health Care Privilege Card rate
      6. Pay the specialist based on Insular Health Care Privilege Card rate and the Coordinator rate when visited by the Insular Health Care Coordinator

 

Regular Price – Php 1,000

Locals & RHC members – Php 850

 

 Note: Prices are inclusive of 12% VAT

 

Privilege cardholders will enjoy savings of up to 80% in Professional Fees. For example, instead of an operation that would normally cost Php 10,000 of Professional Fees, Privilege cardholders might pay only Php 3,000. They could later apply the savings of Php 7,000 to associated costs they might not have anticipated, like medicines, or room costs, or transportation, or other medical services.

 

Current range of Insular Health Care savings in Professional Fees under Private Room:

Sample Procedures % of Savings with Privilege  Card
Appendectomy 65% – 80%
Cholecystectomy 46% –60%
Thyroidectomy 33% – 50%
Hysterectomy 60% – 70%
Dilatation & Curettage 60% – 76%
Tonsillectomy 20% – 52%
Cataract 12% – 37%
Panretinal Photocoagulation (Laser) 12% – 41%
Open treatment of femoral fracture 28% – 40%
Prostatectomy, suprapubic 42% – 64%
Transurethral Resection of the Prostate 74% – 78%
Colonoscopy 4% – 36%
Upper GI Endoscopy 34% – 52%
Daily visit 67% – 78%

 

Note:

  1. The reference rates of Professional Fees (PF) without Privilege Card are based on the usual PF being charged by Specialists in top Metro Manila hospitals for uncomplicated cases.
  2. For complicated cases, PF may vary depending on the degree of complication/s.
  3. All PFs are exclusive of Philippine Health Insurance Corporation (PHIC) benefits.

 

Hotline Numbers:
(+63917)537-6743    (+63917)886-4156
(+63917)886-1160    (+63917)886-1172
(+63917)886-2291    (+63917)886-1167
(+63917)886-4158    (+632)817-7857

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