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Insular Health Care Inc Makati Office Clinic
PHILHEALTH Disallows Direct Filing of PHIC Benefits

To all our Individual Members:

Please be informed that effective 01 January 2014, with the full implementation of the Philippine Health Insurance Corporation (PHIC) All Case Rates, direct filing of PHIC benefits is no longer allowed.  There are only two exceptions in which direct filing is accepted:  if a member is confined for an emergency case in a non-accredited facility and for confinements abroad.

In this connection, we strongly encourage you to file for your PHIC benefits prior to discharge, including for outpatient services when compensable.

Thank you.