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Insular Health Care Inc Makati Office Clinic

Membership Eligibility for Individual and Family Plan

Membership Eligibility

MEMBERS ELIGIBILITY

A. INDIVIDUAL MEMBERS

  • At least 15 days to less than 60 years old for new members and up to less than 65 years old for renewing members.

B. PRINCIPAL MEMBERS

  • At least 18 years to less than 60 years old (new members)
  • At least 18 years to less than 65 years old (renewing members only)

C. DEPENDENTS OF PRINCIPAL MEMBERS (FOLLOWING HIERARCHY GUIDELINES)

  • For single Principal members: Parent(s) first who is/are less than 65 years old and not gainfully employed; followed by the eldest sibling down to the youngest who is / are 15 days to less than 21 years old, unmarried and not gainfully employed.
  • For single parent Principal members: Eldest child down to the youngest, 15 days to less than 21 years old, unmarried and not gainfully employed.
  • For married Principal members: Spouse first who is less than 65 years old; followed by the eldest child down to the youngest, 15 days to less than 21 years old, unmarried and not gainfully employed.
  • Parent(s) or spouse 60 years old to less than 65 years old for renewing members only.

D. PRIMARY MEMBERS

  • Eldest child whose both parents are either working abroad or have existing health care coverage, 15 days to less than 18 years old.

E. SECONDARY MEMBERS

  • For Primary members: Eldest sibling first down to the youngest, 15 days to less than 18 years old, unmarried and not gainfully employed.